# Payments Policy

Sales&esales offers secure, flexible payment options for all customers.

## Accepted Payment Methods

- M-Pesa
- Credit/debit cards
- Mobile wallets
- Bank transfers

## Payment Security

- All payments are encrypted and processed through secure gateways.
- No card details are stored on our servers.

## Refunds

- Refunds are processed to the original payment method.
- Refund timelines depend on payment provider (M-Pesa: 1-2 days, cards: 5-10 days).

## Failed Payments

- Orders are not processed until payment is confirmed.
- If payment fails, you will be notified and can retry or choose another method.

## Payment Disputes

- Contact support@salesandesale.com for any payment issues or disputes.

For more details, see our Terms & Conditions and Return Policy.